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Subramanian K's avatar

Insurance business can't be explained in a simple manner than this article. As profitability is a concern, historical numbers would help readers connect it.

As you rightly pointed out the incentive behind money-back plan, breakup of revenue would help to connect it.

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Kamal  Garg's avatar

It is a well known fact that LIC works for its agents rather than for its policyholders or even the shareholders (till now GoI) which is not going to change quickly.

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